Bad Credit Loans
Do you have poor credit? Unfortunately, if you do, it can be very hard to get a loan from many mainstream lenders, such as most major banks. If you do manage to get approved, a low credit score can definitely make your interest rates go up. However, it… Read More
Should You Pay Off Debt or Save For a House?
One of the most important things to do ahead of purchasing a home is to get your finances in check. A home is likely the biggest purchase of your life, so you need to be prepared. Furthermore, the better your finances and credit look, the better your chances… Read More
Can I Sue a Debt Collector?
When you miss your debt payments for long enough, your lenders might enlist the help of a debt collector. These people are hired by lenders to get you to pay back your outstanding debt. As they are generally more persistent and annoying than lenders trying to get repaid,… Read More
How Can I Consolidate My Debt?
When you’re dealing with a lot of debt, it can be a very daunting feeling. This is especially true if you’re unable to keep up with your payments. Not being able to keep up with payments can lead to a ton of financial hardships, such as bankruptcy. But… Read More
Credit Scores Ranges: The 3 Main Credit Reporting Bureaus
Ever wondered what your creditor looks for in your profile when you apply for a loan, credit card, or other credit product? Good question. Asides from your employment history and gross monthly income, one of the main components they’ll be examining is your credit score. You might not… Read More
How Can I Guarantee That I Qualify For a Loan?
Applying for a loan can sometimes be a long and stressful process. Even once all the paperwork, emails, and phone calls are done, you often still need to wait a few days before hearing back. This period of time can be a worrisome one, especially if you’re dealing… Read More
Celebrities Are Just Like Us: They Forget To Pay Their Taxes
The stars of Hollywood are just as human as any of us, only with a lot more money than the average red-blooded American. Because of their high earnings and pricey properties, however, they often have to pay hundreds of thousands of dollars per year in taxes toward the… Read More
What is The Minimum Credit Score Required For a Personal Loan?
When you experience an emergency in life, such as an unexpected medical bill or job loss, getting a personal loan can ease a lot of stress you are likely going through. But if you are in need of money quickly, you might be curious about what sort of… Read More
How to Use a Co-signer to Get The Loan You Need
With most cars, homes, and even consumer goods costing a pretty penny in many parts of the United States, it is almost a sure thing that you will need to secure a loan of some kind during your life. While this is fine if you have your finances… Read More