Does Canceling a Credit Card Negatively Affect Your Credit Score?
One of the most frequently asked questions we get when it comes to personal finance is: should I cancel my credit card? Should you keep your credit card account open, and use all your willpower to refrain from charging expenses to it? Or is it better to simply cancel an… Read More
Infographic: How is Your Credit Score Calculated?
Your credit score represents who you are financially. If you always make your credit card payments on time, this will be reflected in your credit score. But, if you’re financially irresponsible, this will also be reflected in your credit score. Your credit score is used by lenders, creditors, and even… Read More
How Can Credit Counseling Help Me?
When is it the right time to seek the help of a professional concerning any financial issues you might be having? When you can’t quite seem to take back control of your debt and you need a solution tailored to your unique needs and that won’t damage your credit score. Read More
Will Debt Consolidation Damage My Credit Score?
Does consolidating your debt negatively affect your credit score? It depends on several factors. Debt consolidation can both benefit and increase your credit score. However, it can also damage your score. Which consolidation option you choose is also a factor, as there are multiple ways to consolidate your outstanding… Read More
Credit Penalties: Getting Back on Track
A substantial drop in your credit rating is a common result of financial stress. Although minor mistakes, like late payments and some delinquent accounts can cause a slight decrease in your credit score (want more information on your credit score? click here), other issues can cause significant problems. For… Read More
Qualifying for Debt Management
When struggling with debt, there are several solutions that you can choose from. The most common options are, debt management programs, debt settlement, debt consolidation, and under extreme circumstances, you can file for bankruptcy. So, how do you know which method is best suited to your needs? Interestest in reading… Read More
Infographic: Choosing the Right Financing For Your Next Car
Choosing the best way to purchase your next vehicle might seem like a daunting task, with so many options it can be difficult to choose. This is why we created an infographic to help you through the whole process. We’ve broken down the process into 3 easy to follow steps… Read More
Debt Solutions: What Are My Options?
Struggling with debt is something many people experience. However, there are a variety of options you can choose from to improve your financial situation. These options can be catered to your needs and like most financial decisions you must make, all have positive and negative factors associated with them. Read More
Credit Monitoring, Is It Right For You?
In order to have financial success and achieve long-term goals, it’s always in your must interest to have a good credit score. Having a good credit score typically means you’ll be offered lower interest rates, competitive terms, and agreements, and have an upper hand when applying… Read More
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