What Are Credit Inquiries?
When you, a potential lender, credit provider, employer, or other organization requests access to the information contained in your credit report, such as your credit score and credit history, this is known as a credit inquiry. At any time, you can personally request a copy of your own credit report,… Read More
Infographic: Valentine’s Day by The Numbers
Valentine’s Day, you either love it or you hate it. But one thing is for sure, those who love it will throw down the cash to show it. Let’s take a look at just how much American consumers are going to spend on the most romantic day of the year. Read More
Are You a Victim of Identity Theft?
It’s an unfortunate truth that identity theft has become a significant matter to be dealt with in the United States. This type of theft can leave its victims with months, even years worth of awful financial burdens and issues, including legal battles and court cases, as well as a potential… Read More
How To Host a Super Bowl Party on a Budget
It’s kickoff time! There are only a few days left until one of the most celebrated days in United States history is afoot, so to speak. Across the country, friends, and family will gather to watch Super Bowl LI. Whether you’re rooting for the New England Patriots or the Atlanta… Read More
What Can Credit Reporting Agencies Do For You?
In the United States, there are three major credit reporting agencies: Experian, TransUnion, and Equifax. Most people have some idea as to what these agencies are. They’re the all-powerful guardians of our credit reports, of course. However, what do we know about them beyond that? What do they do at… Read More
Divorce: How It Will Affect Your Mortgage
Unfortunately, you can get a divorce from your spouse, but you can’t get one from your mortgage. Dealing with a joint mortgage, and therefore joint debt can be one of the most aggravating things when it comes to divorce. During the divorce proceedings, married couples or common law partners… Read More
The Benefits and Pitfalls of a Short Sale
When you’re in the market for a house, you might come across listings and properties that are labelled as “short sale.” This means that the person who’s currently mortgaging the house or property is forced to sell it for less than what they owe. Let’s… Read More
Should You Be Charging Your Adult Children Rent?
If your adult children are still living at home, a discussion about them paying rent might come up every now and again. However, how much should you charge them, if at all? On top of this, you might need to ask yourself other questions. Are there strings attached… Read More
Teaching Your Children The Essentials of Personal Finance
Managing money properly does not come easily to everyone. Like any type of skill that you want to have under your belt, personal finance takes a bit of time and education in order to learn it. This is especially true for children, teenagers, and young adults. For people… Read More
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