What Really Happens When You Ruin Your Credit
Credit card balances, debt, and interest rates, what do they have in common? Most people are not that interested in discussing them. Debt is a serious subject and the balance you’re currently carrying around on your credit card might be because of an emergency or from a time… Read More
How to Get By Without a Steady Source of Income
When you’re not working a steady part or full-time job, it can affect your finances in different ways. You might earn a large income from freelance, seasonal, commission, or contract work all at one time, then spend months looking for another opportunity. Because of this, keeping up with… Read More
When is it the Best Time to Buy a House?
If you’re in the market for a house, it can take a lot of time and research to settle on one that’s not only affordable but that you’ll be happy living in for, potentially, the rest of your life. Then again, you might come across a perfect house a few… Read More
What Happens If I Can’t Afford to Make My Loan Payments On Time?
The unfortunate truth? The American economy can be difficult to predict. Unemployment is on the rise and those with jobs sometimes have a hard time keeping them. In fact, the job market can be just as unpredictable as the economy, with the frequent risk of salary and staff cuts. On… Read More
How Does Gambling Affect My Credit Score?
While there is no direct connection between your credit score and gambling itself, the unfortunate truth is that your gambling habit can have an adverse affect on your credit score if it gets out of control. While you might currently have enough money in your bank account to justify a… Read More
Is Your Relationship Financially Successful?
Being in a solid relationship is something that many people strive to achieve. It takes lots of love, time, and effort for both you and your partner to nurture each other’s needs and make the most of your lives together. While being spontaneous about some things can be a big… Read More
Saving Up For a Down Payment
The process of looking for a new house can be just as taxing on your senses as it is exhilarating. As difficult as that process might be, there are not many more fulfilling things you can do than closing the deal and loading up the moving van. In fact, for… Read More
Dealing With Auto Loan Debt
It’s become an increasingly popular practice in the last decade for borrowers to stretch out their car loans longer and longer. The more time you have to pay and the smaller the payments are, the easier it will be to afford, right? However, what a lot of first-time borrowers fail… Read More
How to Pay off Your Mortgage Early
The best thing about a mortgage? With a payment plan set in place, you can buy your dream home over a period of time, instead of needing to scrape up several hundred-thousand dollars only to spend it in all in one go. True, it would be nice to be able… Read More
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