Dealing With Auto Loan Debt
It’s become an increasingly popular practice in the last decade for borrowers to stretch out their car loans longer and longer. The more time you have to pay and the smaller the payments are, the easier it will be to afford, right? However, what a lot of first-time borrowers fail… Read More
How to Pay off Your Mortgage Early
The best thing about a mortgage? With a payment plan set in place, you can buy your dream home over a period of time, instead of needing to scrape up several hundred-thousand dollars only to spend it in all in one go. True, it would be nice to be able… Read More
What is Revolving Debt?
At some point or another, almost everyone will have to deal with debt. We use the word debt to mean any amount of money owing, it’s an all encompassing term. However, it’s important to remember that there are several different kinds of debt, each of which typically needs to be… Read More
How Does Consumer Debt Affect You?
While debt itself is a relatively simple thing to comprehend, there are several different types of debt that need to be taken into consideration. When you’re trying to maintain financial stability, it’s important to recognize and understand just what those different types of debt are and how they can affect… Read More
Your Bankruptcy Score: What Is It?
Your credit score is the most commonly used method of risk assessment, it helps lenders and creditors determine just how much risk they’ll be taking on if they choose to approve you for new credit or a new loan. In addition to this, potential lenders and creditors will often also… Read More
What’s Better? Leasing a Car or Buying One?
Strictly speaking, purchasing a car is one of the more expensive transactions the majority of drivers will go through. For the financial reasons alone, it’s always a smart idea to not only do plenty of research before you make that transaction but to take the time to decide which method… Read More
Managing Your Money After Marriage
Summer is fast approaching. And with it? Wedding season. With the prospect of marriage, comes the prospect of merging both your finances. While the idea of dealing with joint bank accounts and mortgages might not be the most entertaining discussion you’ll have with your new spouse, it’s one that needs… Read More
Why You Should Check The History of a Used Car
When it comes to buying a car, for most people, getting a new model is the desired option. However, getting a brand new car is not always possible. In fact, it takes a lot of commitment financially and you usually need a favorable credit score. Not only this, but the… Read More
Stay At Home Parents: How To Get By On One Income
Working full time, taking care of a family, and wishing that one parent could stay home, is the reality of many Americans. It can often seem impossible to live off one income, especially if you’ve always been a two income household. If being a stay at home mom… Read More
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