Should You Pay Off Debt or Save For a House?
One of the most important things to do ahead of purchasing a home is to get your finances in check. A home is likely the biggest purchase of your life, so you need to be prepared. Furthermore, the better your finances and credit look, the better your chances… Read More
Can I Sue a Debt Collector?
When you miss your debt payments for long enough, your lenders might enlist the help of a debt collector. These people are hired by lenders to get you to pay back your outstanding debt. As they are generally more persistent and annoying than lenders trying to get repaid,… Read More
How Can I Consolidate My Debt?
When you’re dealing with a lot of debt, it can be a very daunting feeling. This is especially true if you’re unable to keep up with your payments. Not being able to keep up with payments can lead to a ton of financial hardships, such as bankruptcy. But… Read More
Celebrities Are Just Like Us: They Forget To Pay Their Taxes
The stars of Hollywood are just as human as any of us, only with a lot more money than the average red-blooded American. Because of their high earnings and pricey properties, however, they often have to pay hundreds of thousands of dollars per year in taxes toward the… Read More
Dealing With Debt in Collection
Taking on debt isn’t a bad thing, as long as you can pay it off. If you can’t, not only will your credit take a hit, but you will often have to pay penalties for not honoring your loan agreement. Unfortunately, if you find yourself not being able… Read More
Debt Consolidation vs. Debt Settlement
While dealing with debt comes easy to some, for others, it’s significantly more difficult. This might be due to their low income, high expenses, or simply because they have too much debt to handle on their own. The good news is, if you are struggling with… Read More
Debt After Death
While it is very unfortunate, death is something we all have to deal with at some point in our lives. Whether it is a friend or a relative, it is always a very difficult situation to endure. Yes, it does often take ample time to mourn the loss… Read More
Should I Use My 401K to Pay Off Debt?
Dealing with excessive debt is never fun. Typically, we want to get rid of debt so quickly that most of us are willing to do whatever it takes, including using our 401k retirement savings. Then again, should you use some or all of it to pay… Read More
What Happens When You Marry Someone With Debt?
You’ve found a partner who you want to spend the rest of your life with, but their financial situation isn’t necessarily as healthy as it could be. While you’ve been diligent with paying down your debt and keeping a relatively healthy financial profile, your spouse might not necessarily… Read More