How Will President Trump Affect Your Money?
Contrary to what many Americans expected, early last week Donald Trump was elected as 45th President of the United States. Regardless of how you voted, we’re sure that the majority of American citizens are concerned or at least curious about how a Trump presidency will, in fact, affect their money. Read More
Creating a Budget That Works For You and Your Lifestyle
Realistically, when it comes to creating a budget, it can often be a big hassle. Not only is it time-consuming, but it can also be difficult to determine how much money to use for each specific group of items and for what period of time (daily, weekly, monthly, or yearly). Read More
Credit Repair 101
Credit repair is a versatile financial tool. If you’re confident enough in your financial abilities you can go with the do-it-yourself rout or if you’re more comfortable with hiring a professional, there are credit repair services that you can pay for. Whichever option you choose, all the steps… Read More
Understanding Your Credit Report
Your credit report is a very important, detailed document including all the information concerning your financial history. Having a well-managed credit report will typically guarantee that you have a good credit rating and credit score. Not only will lenders see you as a less risky borrower when you have a… Read More
Our Top Money Management Tips for Families
Families come in all different shapes and sizes, which is why you have to match your financial strategy with your family’s situation and financial goals. Taking into account children’s wants and needs, while also considering your partner’s opinions, can make it hard to manage your money and make everyone happy… Read More
As a Woman, Should You Manage Your Money Differently?
When it comes to personal finance and managing your money, there aren’t different rules for men and women. However, there are some challenges that women encounter throughout their lives that men simply don’t. Being aware of these differences can help women plan effective strategies for reaching successful, financial… Read More
How to Maintain an Effective Budget
Creating and then maintain an effective budget is one of those things that the majority of us think is next to impossible. While maintaining a budget does take some effort and commitment, it is nowhere near impossible. When speaking with people, just like you, about their financial lives,… Read More
Understanding Your FICO Credit Score
Know How Your Score Works So You Can Improve Your Credit In reality, we all get confused when it comes to our credit scores. Advertisements on T.V and radio announcements tell people that you only have three scores, which are all critical in determining whether you are going… Read More
What is a Debt Management Program (DMP)?
Simply put, a debt management program (often referred to as a DMP, debt program, and sometimes a debt consolidation program) is an effective financial tool that can help you pay back the money that you owe in an efficient and timely manner. The main goal of a DMP is to… Read More
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